Credit Monitoring Officer at United Bank for Africa Plc (UBA)

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United Bank for Africa Plc (UBA) is one of Africa’s leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.

We are recruiting to fill the position below:

Job Title: Credit Monitoring Officer

Location: Head Office, Nigeria
Employment Type: Permanent

Job Objective(s)

  • To emphasize and protect high Credit Quality while encouraging and increasing the Bank’s market share without compromising risk assets quality.

Responsibilities

  • Review of approved credits for quality, performance and compliance with approved terms and conditions and credit policy.
  • Monitoring of special conditions in credit facilities and escalation of exceptions / non-compliance.
  • Identification of deteriorating accounts for Prudential Classification and transfer to Credit Remedial/Recovery.
  • Ensure that limits are monitored, incomes, fees, and maturing repayments anniversary charges are captured.
  • Detection and escalation of unauthorised credits.
  • Implementation of policy-driven credit related sanctions.
  • Preparation of exception reports & imminent maturity reports.
  • Monthly performance review of the bank’s exposure to the power sector and energy sector.
  • Review of the bank’s contingent liabilities.
  • Identification of warning signals and flagging likely problems before they crystallize.
  • Regular rendition of weekly, monthly and quarterly exceptions reports to Group Head Credit Monitoring Head Office.
  • All other activities as delegated by the Directorate Head.

Qualifications

  • A Bachelor’s Degree in quantitative subjects (Accounting, Economics, Bus. Admin, Banking & Finance etc.)
  • Post Graduate Qualification will be an added advantage.
  • Minimum of 10 years of banking experience out of which 5 should be in Credit Risk Management.

Candidate’s Profile:

  • Our ideal candidate must have knowledge of Credit Risk management in banking. Possess analytical skills and interpersonal skills.

Knowledge & Skills Required:

  • Computer literate
  • Ability to demonstrate initiative
  • Good analytical skills
  • Good interpersonal skills

What We Expect From You:

  • High degree of professional ethics, integrity and responsibility.
  • Highly organised, proactive, ability to work independently and take ownership of tasks assigned.
  • Team player with the ability to work under pressure and ability to work with a wide variety of people and maintain an excellent business relationship.
  • High sense of confidentiality and discreteness.

What You Should Expect From Us:

  • Our corporate culture is defined by our core values. We do not just train our people to be the best in the job, we also offer encouragement, recognition, and rewards.
  • Whatever level you are at in your career, we offer plenty of opportunities and support to build a rewarding career at UBA.
  • Here in UBA, our employees are our greatest assets and so we built a recognition and reward system that boosts productivity and enhances staff retention, instituting a culture of meritocracy.

Application Closing Date
20th July, 2022.

How to Apply
Interested and qualified candidates should:
Click here to apply online

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