Loan Officer at Lighting Finance Technology Nigeria Limited

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Lighting Finance Technology Nigeria Limited is a Loan and Credit Facility Organization in loans to individuals etc.

We are recruiting to fill the position below:

Job Title: Loan Officer
Location: Oregun / Ikeja – Lagos
Employment Type: Full-time

Job Brief

  • We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business.
  • You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

  • BS Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment

Salary
N35,000 – N60,000 / month.

Application Closing Date
10th July, 2021.

How to Apply
Interested and qualified candidates should send their CV to: nehi.vhr@gmail.com using the Job Title as the subject of the mail.

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