Portfolio Risk Analyst at the Concept Group


The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

We are recruiting to fill the position below:

Job Title: Portfolio Risk Analyst

Location: Yaba, Lagos
Employment Type: Full-time


  • Conducts detailed portfolio analysis and reports. Analyzes report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
  • Analyzes transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
  • Analyzes and monitors the company’s lease portfolio.
  • Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
  • Monitors compliance to credit and risk policies of the company.
  • Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
  • Mitigate credit risk exposure related to portfolio management activities.
  • Prepare a report on the probability of default using available data.
  • Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
  • Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
  • Gathers business intelligence from a variety of sources including company data, industry and field reports, public information, or purchased sources.
  • Assesses market strategies by analysing related products, markets, or trends.
  • Uses business intelligence data and tools to identify and monitor current and potential customers.


  • A Bachelor’s Degree in Accounting, Finance, or Social Science.
  • Minimum of 2 years working in a similar field, with cognitive experience as analytics officer.


  • Cognitive abilities in quantitative measurement of data
  • Research and analysis skills
  • Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
  • Beginner / Intermediate skills in Microsoft Office suites
  • Ability to present and communicate analysis and recommendations
  • Ability to measure financial data to evaluate financial performance and position.

Job Knowledge:

  • Experience with SQL and PowerBI required.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should forward their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.


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