Alan & Grant – Our work is focused on creating innovative HR and Organizational Development Solutions aimed at Performance Improvement & Business Growth. We currently serve clients across various sectors of the Economy from locations in Jos, Port Harcourt and Lagos.
We are recruiting to fill the position below:
Job Title: Credit Analyst
Location: Abuja
Job Type: Full time
Industry: Financial Services
Job Summary
- The job holder will be required to make decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.
Duties and Responsibilities
- Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
- Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
- Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
- Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
- Prepare reports about the degree of risk in lending money to clients.
- Analyze client records and using the data to recommend payment plans.
- Confer with credit associations and references to exchange credit information on clients.
- Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
- Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.
Requirements
- Bachelor’s Degree in in any discipline.
- At least, 3 years of experience on a similar position.
- Professional qualification will be an added advantage.
- The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online